Expert tips, market analysis, and success stories to guide your investment journey
Before you lose yourself on property portals or talk to banks, you should ask yourself one question: Have you already checked your Schufa score? For property purchase in Germany, this step is often the decisive one – and the most underestimated.
Read Article →For property investors, cash flow is one of the most important metrics to see how well and sustainably an investment is performing. We explain what cash flow means, why it matters, and how to track and optimise it with Immojourney's Asset Manager.
Read Article →Knowing how tax applies to your rental income, which deductions are possible, and which mistakes to avoid can significantly improve your cash flow. We explain the basics and how smart tax management maximises your profit.
Read Article →In property investing, appreciation – the rise in value over time – is one of the main levers for long-term wealth. We show how to assess and calculate it and combine it with other financial metrics.
Read Article →Interest rates have doubled or tripled in places over the last two years. We break down how they affect your portfolio and what you can do – and why higher interest can actually lower your tax.
Read Article →Depreciation is one of the most powerful yet underutilized tools in real estate. We explain what AfA is, how to calculate it, and how it directly improves your bottom line.
Read Article →Many people make their first property investment more complicated than it needs to be. You don't need fear – you need a clear strategy. We walk through a simple step-by-step approach to valuing property in Germany.
Read Article →Before you start searching or planning financing, you need one thing clear: define your property investment goals. In Germany – especially in cities like Berlin, Munich, Hamburg or Frankfurt – a clear goal decides whether you invest successfully or get lost in the complexity.
Read Article →Buying your first investment property is exciting – but full of potential pitfalls. Key questions before you buy help you minimise risk and make informed decisions. From windows and heating to reserves and legal checks: what to ask before you sign.
Read Article →Fix & Flip means buy, renovate, sell for profit. In Germany? Different rules: speculation tax, high renovation costs and fierce competition. When it can still work – and why Buy & Hold is often the smarter choice.
Read Article →Excel was never built for property portfolios. As soon as you own more than a couple of assets or want precise cash flow analysis, it hits its limits. Why Excel isn't enough anymore – and a smarter alternative that saves you time, stress and money.
Read Article →More and more people are asking: ETFs vs. property investment in Germany – where is the better return in 2025? A clear comparison of returns, risk, tax and costs.
Read Article →Remortgage or follow-on financing means replacing your current loan with a new one – often for better rates or more flexibility. How it works in Germany, what it costs, and when it pays off.
Read Article →Securing a mortgage as a self-employed person in Germany can feel like scaling the Zugspitze barefoot – but with the right prep it's doable. From proving income stability to KfW funding: how to nail it.
Read Article →Buying your first investment property is a big milestone – scaling your portfolio is the real challenge. From your first purchase to multiple assets: strategy, refinancing, diversification and the right tools.
Read Article →Before you start negotiating – leave emotions at home. Good property deals need fact-based arguments, a clear strategy and a grip on the numbers. Why price negotiation matters and how to do it in four steps.
Read Article →How you split the purchase price between land (non-depreciable) and building (depreciable) is crucial for tax in Germany. The higher the building share, the more you can depreciate – if the figures are realistic. Here's how it works.
Read Article →In Germany, married couples can use the „Ehegattenschaukel“: after 10 years, sell the property to each other tax-free, restart depreciation on the new price, and deduct interest. Legal, boring – and very effective.
Read Article →Two essential clauses can save you transfer tax and boost depreciation: list kitchen and furniture with a value, and split the price between building and land. How to get them into the notarial contract.
Read Article →Listed buildings in Germany combine heritage with strong tax benefits. Denkmal-AfA lets you depreciate refurbishment costs more generously than for normal property. How it works and who benefits most.
Read Article →Buying or renovating a house in Germany with a focus on energy efficiency? Green mortgages offer lower rates, state subsidies and long-term savings. What they are, who qualifies and how to apply.
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